Joola App 3.5

JOOLA LLC – Freeware – iOS
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Joola facilitates the establishment and management of collaborative savings groups among friends and family members. It simplifies the monitoring of group activities by automating payment handling processes.

You can leverage Joola for debt repayment, financial goal planning, or emergency fund creation.

HOW IT WORKS
<ol>
 <li>Create or join groups aligned with your financial objectives. Select groups with payment structures that suit your preferences.</li>
 <li>Contribute to your group's monetary pool, where each member contributes a fixed sum at regular intervals (bi-weekly, monthly) until all participants have received their payouts.</li>
 <li>Receive payments when it's your turn. The money pool serves as a valuable tool for saving and accessing funds when necessary.</li>
</ol>

PRICING AND REWARDS
<ul>
 <li>The first payout position in a group incurs a 7% fee per group payout.</li>
 <li>The second payout position in a group incurs a 6% fee per group payout.</li>
 <li>The third payout position in a group incurs a 5% fee per group payout.</li>
 <li>The last payout position in a group receives an additional 1% per payout as a bonus.</li>
</ul>

WHAT IS JOOLA?
<blockquote>
 Joola is a digital adaptation of the Rotating Savings and Credit Association (ROSCA). It blends technologically integrated security protocols with traditional practices from various cultures around the globe to promote saving habits among individuals.

Known by different names like tandas (Latin America), chama (Swahili-speaking East Africa), stokvel (South Africa), and susu (West Africa and the Caribbean), these systems play essential roles in societies worldwide by fostering collaborative savings structures.
</blockquote>

Joola encourages personal savings and the cultivation of healthy financial behaviors by streamlining cooperative efforts among users.

EASY AND SECURE
<ul>
 <li>Joining groups is straightforward and complimentary; start by inviting your acquaintances!</li>
 <li>Your data remains confidential, as we do not share it with any third parties without your express permission.</li>
 <li>We prioritize data security and confidentiality through comprehensive protective measures.</li>
</ul>

Disclaimer: Joola functions neither as a pyramid scheme nor as a financial institution. We do not provide free money nor operate as lenders, advisors, brokers, credit repair entities, or credit reporting agencies. Our mission revolves around fostering responsible financial behavior among users.

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